Car insurance claim deadline in Belgium, cover by cover
Eight days, 24 hours, 48 hours: the deadline to report a car insurance claim changes with the cover. Where to find it in a Belgian policy, and what a late report costs.
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Sinistres & démarches
Insuring a used car in Belgium: decide before you buy
Vehicle age, insured value, existing damage, roadworthiness test: why cover for a used car in Belgium is decided before you sign, and what to check.
Underinsurance in car insurance: the value to declare
Insured value too low on your omnium: every payout shrinks in the same proportion, even a small repair. The Belgian rule, three contracts read and how to declare the right figure.
Theft from your car: does home insurance pay in Belgium?
A bag, a laptop, a child seat stolen from the car: the omnium pays for the window, almost never the contents. Five Belgian policies read to see who covers what, and on which conditions.
How long to keep car insurance documents in Belgium
Three years from the event, five at most barring fraud: the Belgian window that sets how long to keep your policy, premium receipts and claim files.
Car insurance mileage: declaring it right in six steps
Mileage cap, discount by band or premium on actual kilometres: three contracts, three outcomes if you drive more. How to declare correctly in Belgium and keep proof.
Mandatory car documents in Belgium: missing or invalid?
Five on-board documents are mandatory in Belgium. A forgotten paper means a fine at worst; an expired inspection or an invalid licence opens a claim back from your insurer.
Pothole damage: which car insurance actually pays
Pothole damage is only paid by omnium cover, never by third-party liability alone. A separate claim against the road authority exists too, but not both at once.
Green card in Belgium: box 8 decides where you are covered
The Belgian green card certifies third-party liability and nothing else. Crossed-out country codes, codes no insurer may cross out, and the 15-day floor.
Market value, agreed value or new value: what does your omnium pay?
Market value, agreed value or new value: three ways a Belgian omnium calculates your payout. The real depreciation table from a Belgian policy, and where to read it.
Reporting a car insurance claim in Belgium: accident report form, the 8-day deadline and the steps
Car accident in Belgium: how to fill in the European accident report, the deadline to notify your insurer, what to do if the other driver refuses to sign or flees the scene, and what happens next.
How to cancel your car insurance in Belgium: deadlines, procedure and pitfalls to avoid
Cancelling your car insurance in Belgium in 2026: a 2-month notice period after the first year, digital cancellation, special cases (claim, premium increase, sale of the vehicle) and a step-by-step procedure, jargon-free.