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full omnium comparator 2026

Full omnium also covers damage to your own car, including when you are at fault or when no third party can be identified. It is the sensible choice for a new or leased car. Note: not every Belgian insurer publishes a full-omnium rate — only those that do appear here.

Select the models to compare side by side.

Yuzzu

537

ING

556
Cover
Full omnium (RC + own damage, even at fault)
Cover
Full omnium
Annual premium — standard profile (CallMePower survey)
€537/year
Annual premium — standard profile (CallMePower survey)
€556/year
Monthly premium — Dacia Sandero 2020 / Brussels / 15,000 km profile (Selectra survey)
€49.33/month
Monthly premium — Dacia Sandero 2020 / Brussels / 15,000 km profile (Selectra survey)
€50.60/month
Assistance & claims handling
Breakdown assistance after an accident · dedicated claims handler, file opened within 24h
Assistance & claims handling
24/7 breakdown assistance in Belgium and abroad
Pros
Cheapest full omnium in the CallMePower survey · up to -25% on RC + omnium for an electric vehicle · fully digital subscription
Pros
One of the best price/cover ratios across both surveys · premium protection after an at-fault claim · policy transfer handled for you
Cons
No personalised advice · the rate depends heavily on the declared driver-assistance systems
Cons
Online management: no dedicated broker
Sources & survey date
CallMePower (surveyed 10/06/2026) · Selectra (surveyed 12/07/2026)
Sources & survey date
CallMePower (surveyed 10/06/2026) · Selectra (surveyed 12/07/2026)

Indicative prices, sourced and dated. Neutral, independent comparison — no affiliate links.

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