third-party liability car insurance comparator 2026
Third-party liability (RC) car insurance is legally mandatory in Belgium: it covers damage you cause to others, never your own vehicle. Side-by-side comparison of the RC premiums of the main Belgian insurers, surveyed in 2026 on two independent comparison sites.
Select the models to compare side by side.
ING
270 €
AXA
307 €
Cover
Third-party liability (mandatory)
Cover
Third-party liability (mandatory)
Annual premium — standard profile (CallMePower survey)
€270/year
Annual premium — standard profile (CallMePower survey)
€307/year
Monthly premium — Dacia Sandero 2020 / Brussels / 15,000 km profile (Selectra survey)
€25.50/month
Monthly premium — Dacia Sandero 2020 / Brussels / 15,000 km profile (Selectra survey)
€29.37/month
Assistance & claims handling
24/7 breakdown assistance in Belgium and abroad
Assistance & claims handling
24/7 towing included after an accident, fire or theft
Pros
Cheapest RC premium in both surveys · available even without an ING account · premium protection after an at-fault claim · transfer of your current policy handled by ING
Pros
Premium adjusted to annual mileage (5,000 / 10,000 / 15,000 km) · stackable multi-vehicle discounts · MyAXA Fidelity programme
Cons
Bancassurance: mostly online management, no dedicated broker network
Cons
No full omnium priced in the 2026 public surveys for this profile
Sources & survey date
CallMePower, car insurance comparison (surveyed 10/06/2026, data verified 07/2026) · Selectra, car comparison (surveyed 12/07/2026)
Sources & survey date
CallMePower (surveyed 10/06/2026) · Selectra (surveyed 12/07/2026)
Indicative prices, sourced and dated. Neutral, independent comparison — no affiliate links.
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